Limiting area codes in phone number entered

I have the following code:

int main()
{
    char text[81];
    cout << "Enter phone number:";
    cin.getline(text, 81);

    char numbers[15] = { " 0123456789()-" };

    int size_of = strlen(text);


    int counter = 0;

    for (int a = 0; a<size_of; a++)
    {
        for (int b = 0; b<14; b++)
        {
            if (text[a] == numbers[b])
            {
                counter++;
            }
        }
    }

    if (counter == size_of)
    {
        cout << "Phone number is valid";
        return 0;
    }

    else
        cout << "Phone number is invalid";
        return -1;

    int stop;
    cin >> stop;


}

There is no problem with the code itself, but i'm just stuck on how I can limit the valid phone numbers to a certain set of area codes. For example only the area codes 555 246 and 131 are allowed.